Standard Colorado ARM Loan Programs

Colorado borrowers have more option them ever in todays mortgage market. A few options are available to fit your individual needs and your risk tolerance with the various market instruments. Please read the following information below and see if there is something that your intersted in. or Call 888-694-0455

Colorado Home Loan ARMs or Adjustable Rate Mortgage with different indexes are available for both purchases and refinances. Choosing the right ARM with an index that reacts quickly lets you take full advantage of falling interest rates. The index that lags behind the market lets you take advantage of lower rates after market rates have started to adjust upward.

The Colorado interest rate and monthly payment can change based on adjustments to the index rate.

6-Month Certificate of Deposit (CD) ARM for Colorado
Has a maximum interest rate adjustment of 1% every six months. The 6-month Certificate of Deposit (CD) index is generally considered to react quickly to changes in the market.

1-Year Treasury Spot Colorado ARM
Has a maximum interest rate adjustment of 2% every 12 months. The 1-Year Treasury Spot index generally reacts more slowly than the CD index, but more quickly than the Treasury Average index.

6-Month Treasury Average Colorado ARM
Has a maximum interest rate adjustment of 1% every six months. The Treasury Average index generally reacts more slowly in fluctuating markets so adjustments in the ARM interest rate will lag behind some other market indicators.

12-Month Treasury Average Colorado ARM
Has a maximum interest rate adjustment of 2% every 12 months. The treasury Average index generally reacts more slowly in fluctuating markets so adjustments in the ARM interest rate will lag behind some other market indicators.